---
updatedAt: 2026-01-14T09:14:26.000Z
---

# Merchant Challenge Indicator Values

EMV 3DS 2.2 Field Name: **threeDSRequestorChallengeInd**

[block:parameters]
{
  "data": {
    "h-0": "Name",
    "h-1": "EMV 3DS Value",
    "h-2": "RDX Message Version:  2.2.3  \nEMVCo MessageVersion: 2.2.0",
    "0-0": "**NoPreference**",
    "0-1": "01",
    "0-2": "NoPreference",
    "1-0": "**NoChallenge**",
    "1-1": "02",
    "1-2": "NoChallenge",
    "2-0": "**PreferChallenge**",
    "2-1": "03",
    "2-2": "PreferChallenge",
    "3-0": "**MandatedChallenge**",
    "3-1": "04",
    "3-2": "MandatedChallenge",
    "4-0": "**NoChallengeRiskPerformed**",
    "4-1": "05",
    "4-2": "n/a (field will be null or missing)",
    "5-0": "**NoChallengeDataOnly**",
    "5-1": "06",
    "5-2": "n/a (field will be null or missing)",
    "6-0": "**NoChallengeSCAPerformed**",
    "6-1": "07",
    "6-2": "n/a (field will be null or missing)",
    "7-0": "**NoChallengeWhitelistExempt**",
    "7-1": "08",
    "7-2": "n/a (field will be null or missing)",
    "8-0": "**PreferChallengeWhitelistPrompt**",
    "8-1": "09",
    "8-2": "n/a (field will be null or missing)",
    "9-0": "**NA**",
    "9-1": "10-79",
    "9-2": "Reserved for future EMVCo use (invalid until defined by EMVCo)",
    "10-0": "**NA**",
    "10-1": "80-99",
    "10-2": "Reserved for DS use"
  },
  "cols": 3,
  "rows": 11,
  "align": [
    "left",
    "left",
    "left"
  ]
}
[/block]

**Note**: If the element is not provided, the expected action is that the ACS will interpret as 01 = No preference.