Transaction Status Reason Values

ValueDescription
01Card authentication failed
02Unknown device
03Unsupported device
04Exceeds authentication frequency limit
05Expired card
06Invalid card number
07Invalid transaction
08No card record
09Security failure
10Stolen card
11Suspected fraud
12Transaction not permitted to cardholder
13Cardholder not enrolled in service
14Transaction timed out at the ACS
15Low confidence
16Medium confidence
17High confidence
18Very high confidence
19Exceeds ACS maximum challenges
20Non-payment transaction not supported
213RI transaction not supported
22ACS technical issue
23Decoupled authentication required by ACS but not requested by 3DS requestor
243DS requestor decoupled max expiry time exceeded
25Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt
26Authentication attempted but not performed by the cardholder
27-79Reserved for EMVCo future use
80-99Reserved for DS use

Note: Values are based on EMVCo 2.2.0 specification. Values and definitions may vary in other specifications.