ADX 2.1 YAML File
This document provides a user-friendly file format for viewing and implementing VCAS ADX API requests and responses including SendAuthenticationResultRequest and SendAuthenticationResultDetailRequest.
openapi: 3.0.1
info:
title: VCAS Authentication Data Exchange (ADX) API
description: "The Authentication Data Exchange (ADX) API is used to send the authentication\
\ result of a transaction from Visa Consumer Authentication Service (VCAS) to\
\ a 3rd party; i.e. an issuer or processor. This authentication result can be\
\ used (but is not limited to) to help authorization decisioning, for case management\
\ systems, or for additional data for risk modeling."
contact:
name: CardinalCommerce
url: http://www.cardinalcommerce.com
version: "2.1"
paths:
/SendAuthenticationResultRequest:
post:
tags:
- ADX Requests
summary: Send Authentication Result
description: "The SendAuthenticationResult call focuses on the authentication result, risk score, CAVV, ECI and IP address for a given transaction."
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/SendAuthenticationResultRequest'
required: true
responses:
"200":
description: Successful Send Authentication Result Response
content:
application/json:
schema:
$ref: '#/components/schemas/SendAuthenticationResultResponse'
x-codegen-request-body-name: body
/SendAuthenticationResultDetailRequest:
post:
tags:
- ADX Requests
summary: Send Authentication Result Detail
description: "The SendAuthenticationResultDetail call provides more details about a given transaction such as device and/or browser information, merchant information, and cardholder information including billing/shipping address."
requestBody:
content:
application/json:
schema:
$ref: '#/components/schemas/SendAuthenticationResultDetailRequest'
application/xml:
schema:
$ref: '#/components/schemas/SendAuthenticationResultDetailRequest'
required: true
responses:
"200":
description: Successful Send Authentication Result Detail Response
content:
application/json:
schema:
$ref: '#/components/schemas/SendAuthenticationResultDetailResponse'
application/xml:
schema:
$ref: '#/components/schemas/SendAuthenticationResultDetailResponse'
x-codegen-request-body-name: body
components:
schemas:
SendAuthenticationResultRequest:
required:
- MessageVersion
- RequestId
type: object
properties:
RequestId:
type: string
description: System generated transaction reference id. This field is named “TransactionId” in the VCAS RDX API. Up to 36 characters.
default: 0fe3b99f-8c52-41cf-a73c-0107fefd56e3
IssuerOrgId:
type: string
description: Organization ID designated by VCAS. Hexadecimal value. Up to
24 characters.
default: 5723c1870063ac1a9c3ab07c
DSTransactionId:
type: string
description: Directory Server (DS) generated transaction reference id. GUID
Format. 36 characters.
default: 00ec043e-40b5-4ce4-95c2-9e83b644f412
CAVV:
type: string
description: Payment system specific value that is used to provide proof
ofauthentication. This is the Base64 representation of the authentication
value. Up to 28 characters.
default: AAIBASR0YAAAAN6vhACIdQ8DKJSL
CAVVHex:
type: string
description: Payment system specific value that is used to provide proof
of authentication. This is the hexadecimal representation of the authentication
value.
default: 00020101247460000000DEAF8400887500073512
ECI:
type: string
description: Payment system specific value provided by ACS to indicate results
of the attempt to authenticate. 2 characters.
default: "05"
MessageVersion:
type: string
description: Version of the message based on 3DS spec. Example - 2.2.2;
up to 8 characters.
default: 2.2.2
AuthenticationResponse:
type: string
description: Authentication response sent back to the merchant. String, one character.
default: "Y"
enum:
- "Y"
- "N"
- "U"
- "A"
- "R"
- "I"
AuthenticationType:
type: string
description: "Type of credential used for the given transaction. Note: The\
\ \"AuthenticationType\" field is referred to as “CredentialType” in other\
\ Cardinal services. This is not the same as authentication type in reports.\
\ This field will be NULL in the case where no credentials were used,\
\ as in the case of a non-challenge transaction."
default: OTP
enum:
- OTP
- OTPEMAIL
- OTPSMS
- OTPIVR
- KBASINGLE
- BIOMETRIC
- BIOMETRIC_FACIAL
- BIOMETRIC_FINGERPRINT
- OUTOFBANDOTHER
- blank
RiskScore:
type: string
description: "Risk score of the transaction as determined by Cardinal. 2-digit\
\ value (ex: 49)."
default: "50"
IP:
type: string
description: IP Address of the device. Up to 45 characters.
default: 123.567.22.980
PaymentInfo:
$ref: '#/components/schemas/PaymentInfo'
SendAuthenticationResultResponse:
required:
- Status
type: object
properties:
Status:
type: string
description: "Status of the call (values are Success, Failure)."
default: Success
enum:
- Success
- Failure
Error:
$ref: '#/components/schemas/ErrorMessage'
SendAuthenticationResultDetailRequest:
required:
- MerchantInfo
- MessageVersion
- RequestId
- TransactionInfo
type: object
properties:
RequestId:
type: string
description: System generated transaction reference id. This field is named “TransactionId” in the VCAS RDX API. Up to 36 characters.
default: 0fe3b99f-8c52-41cf-a73c-0107fefd56e3
IssuerOrgId:
type: string
description: Organization ID designated by VCAS. Hexadecimal value. Up to
24 characters.
default: 5723c1870063ac1a9c3ab07c
DSTransactionId:
type: string
description: Directory Server (DS) generated transaction reference id. GUID
Format. 36 characters.
default: 6aaaa5d7-ebb0-4f31-acce-b6284c1ff23e
TransStatusReason:
type: string
description: Indicates the reason a transaction failed authentication. 2
characters.
default: "01"
CAVV:
type: string
description: Payment system specific value that is used to provide proof
of authentication. This is the Base64 representation of the authentication
value. Up to 28 characters.
default: AAIBASR0YAAAAN6vhACIdQ8DKJSL
CAVVHex:
type: string
description: Payment system specific value that is used to provide proof
of authentication. This is the hexadecimal representation of the authentication
value.
default: 00020101247460000000DEAF8400887500073512
ECI:
type: string
description: Payment system specific value provided by ACS to indicate results
of the attempt to authenticate. 2 characters.
default: "05"
MessageVersion:
type: string
description: Version of the message based on 3DS spec. Example - 2.2.2 up
to 8 characters.
default: 2.2.2
AuthenticationResponse:
type: string
description: Authentication response back to the merchant.
default: "Y"
enum:
- "Y"
- "N"
- U
- A
- R
- I
AuthenticationType:
type: string
description: "Type of credential used for the given transaction. Note: The\
\ \"AuthenticationType\" field is referred to as “CredentialType” in other\
\ Cardinal services. This is not the same as authentication type in reports.\
\ This field will be NULL in the case where no credentials were used,\
\ as in the case of a non-challenge transaction."
default: OTP
enum:
- OTP
- OTPEMAIL
- OTPSMS
- OTPIVR
- KBASINGLE
- BIOMETRIC
- BIOMETRIC_FACIAL
- BIOMETRIC_FINGERPRINT
- OUTOFBANDOTHER
- blank
RiskScore:
type: string
description: "Risk score of the transaction as determined by Cardinal. 2-digit\
\ value (ex: 49)."
default: "50"
MerchantChallengeIndicator:
type: string
description: Indicates whether a challenge is requested from the merchant.
default: NoChallengeRiskPerformed
enum:
- NoChallengeRiskPerformed
- NoChallengeDataOnly
- NoChallengeSCAPerformed
MerchantInfo:
$ref: '#/components/schemas/MerchantInfo'
TransactionInfo:
$ref: '#/components/schemas/TransactionInfo'
AdditionalRiskResultInfo:
$ref: '#/components/schemas/AdditionalRiskResultInfo'
ExemptionInfo:
$ref: '#/components/schemas/ExemptionInfo'
ExtensionData:
$ref: '#/components/schemas/ExtensionData'
threeRIInd:
type: string
description: Indicates the type of 3RI request. 2 characters.
default: "01"
threeDSRequestorPriorAuthenticationInfo:
$ref: '#/components/schemas/threeDSRequestorPriorAuthenticationInfo'
SendAuthenticationResultDetailResponse:
required:
- Status
type: object
properties:
Status:
type: string
description: "Status of the call (values are Success, Failure)."
default: Success
enum:
- Success
- Failure
Error:
$ref: '#/components/schemas/ErrorMessage'
AdditionalRiskResultInfo:
required:
- RiskIndicator
type: object
properties:
RiskIndicator:
type: string
description: "This RiskIndicator value is set during risk or challenge flows\
\ to indicate the risk or challenge type. The value is then used in the\
\ construction of certain Authentication Values. For Example, Visa CAVV\
\ Usage 3 Version 7 or Mastercard Enhanced IAV SPA2."
default: "01"
DeviceIDVelocity:
type: integer
description: "The number of times VCAS or other risk provider has seen the\
\ same DeviceID within a given timespan. By default, the timespan is set\
\ to 10 minutes."
IPVelocity:
type: integer
description: "The number of times VCAS or other risk provider has seen the\
\ same IP address within a given timespan. By default, the timespan is\
\ set to 10 minutes."
ExemptionInfo:
type: object
properties:
MerchantFraudRate:
type: string
description: |
### Merchant fraud rate. 1 or 2 character value
1 (represents fraud rate less than or equal to 1 bp)
2 (represents fraud rate between 1 bp + - and 6 bps)
3 (represents fraud rate between 6 bps + - and 13 bps)
4 (represents fraud rate between 13 bps + - and 25 bps)
5 (represents fraud rate greater than 25 bps)
default: "1"
SecureCorporatePayment:
type: string
description: "Indicates dedicated payment processes and procedures were\
\ used, potential secure corporate payment exemption applies. Logically\
\ this field should only be set to yes if the acquirer exemption field\
\ is blank. A merchant cannot claim both acquirer exemption and secure\
\ payment. However, the DS will not validate the conditions in the extension.\
\ DS will pass data as presented. Possible values: \"Y\" or \"N\""
default: "N"
ExtensionData:
type: object
properties:
ACSRBA:
$ref: '#/components/schemas/ACSRBA'
EMVPaymentToken:
$ref: '#/components/schemas/EMVPaymentToken'
DAFExtension:
$ref: '#/components/schemas/DAFExtension'
ACSRBA:
type: object
description: The ADX request needs to include ACSRBA object fields in order for an issuer to receive the Mastercard risk-based extension data. Refer to the Mastercard program guide for more information.
properties:
Status:
type: string
description: Indicates whether the Smart Authentication platform can provide
the authentication assessment for that transaction. Up to 36 characters.
default: Success
Score:
type: string
description: "An authentication assessment between 0-950 in increments of\
\ 50, with the threshold increasing with increasing authentication risk.\
\ Up to 3 characters."
default: "950"
Decision:
type: string
description: Indicates the authentication risk analysis and whether Mastercard
would have fully authenticated the transaction in a Smart Authentication
Stand-In situation. Up to 36 characters.
default: Not Low Risk
ReasonCode1:
type: string
description: "One-character value (A-Z) reflecting key anchor variables\
\ related to the transaction, with A as the highest risk to Z as the most\
\ trusted reason. Up to 3 characters."
default: A
ReasonCode2:
type: string
description: Ensures that ACS is coded to receive reasonCode2 to be able
to take advantage of future insights provided in this field. Defaults
to GG. Currently not used. Reserved for future use. Up to 3 characters.
default: GG
EMVPaymentToken:
type: object
properties:
TokenRequestorId:
type: string
description: A value that identifies each unique combination of Token Requestor
and Token Domain(s) for a given Token Service Provider. 11 characters.
default: "12345678910"
TokenStatusIndicator:
type: string
description: Identifies the status of the Payment Token. 1 character.
default: A
enum:
- A
- I
- S
- D
- P
TokenAdditionalData:
$ref: '#/components/schemas/TokenAdditionalData'
Version:
type: string
description: Version number of the token message extension. Up to 5 characters.
default: "1.0"
TokenAdditionalData:
type: object
properties:
TokenAdditionalDataVersion:
type: string
description: Indicates the extension version and matches the value provided by the "Version" field on the "Data" object. Used for Visa transactions only. 3 characters.
default: "1.0"
TokenCharacteristics:
type: string
description: This data element indicates the type of token. Used for Visa transactions only. 2 characters.
default: "06"
enum:
- "01"
- "02"
- "03"
- "05"
- "06"
DAFExtension:
type: object
properties:
authPayCredStatus:
type: string
description: "Enables the communication of Authenticated Payment Credential\
\ Status between the VDS and the 3DS Server, and the VDS and the ACS.\
\ 1 character."
default: "Y"
authPayProcessReqInd:
type: string
description: Indicates whether the purpose of the transaction is to process
as a DAF transaction or to inquire on the Authenticated Payment Credential
Status. 2 characters.
default: "01"
dafAdvice:
type: string
description: Indicates to the ACS whether the transaction must be approved
or whether approval is an issuer decision. 2 characters.
default: "01"
version:
type: string
description: Version number of the message extension. Up to 5 characters.
default: "1.0"
threeDSRequestorPriorAuthenticationInfo:
type: object
properties:
threeDSReqPriorAuthData:
type: string
description: Data that documents and supports a specific authentication
process. Max. 2048 characters.
default: NA
threeDSReqPriorAuthMethod:
type: string
description: Mechanism used by the Cardholder to previously authenticate
to the 3DS Requestor. 2 characters.
default: "01"
threeDSReqPriorAuthTimestamp:
type: string
description: Date and time in UTC of the prior cardholder authentication.
12 characters.
default: 2028-08-28 10:23:31.490
threeDSReqPriorRef:
type: string
description: Data which provides additional information to the ACS to determine
the best approach for handing a request. Up to 36 characters.
default: NA
MerchantInfo:
required:
- MerchantURL
type: object
properties:
AcquirerId:
type: string
description: AcquirerId for the merchant performing the purchase request.
Up to 11 characters.
default: "55554444"
AcquirerCountryCode:
type: string
description: Country code of the Acquirer. ISO 3166-1 Numeric format. Up
to 3 characters.
default: "826"
MerchantId:
type: string
description: MerchantId for the merchant performing the purchase request.
Up to 35 characters.
default: "12345678"
MerchantName:
type: string
description: Merchant Name for the merchant performing the purchase request.
Up to 40 characters.
default: Ranier Expeditions
MerchantURL:
type: string
description: URL or App Name for the merchants website or app. Up to 2048
characters.
default: wwww.google.com
MerchantCategoryCode:
type: string
description: Code used to describe the merchant's type of business product
or service.
default: "5734"
MerchantCountryCode:
type: string
description: Country code of the merchant. 3 characters.
default: "372"
PaymentInfo:
required:
- CardExpiryMonth
- CardExpiryYear
- CardNumber
type: object
properties:
CardNumber:
type: string
description: Payment card number used in transaction. between 13 and 19
characters.
default: "123456789098877655"
CardExpiryMonth:
type: string
description: Expiration month.
default: "01"
CardExpiryYear:
type: string
description: Expiration year. Up to 4 characters.
default: "2028"
CardType:
type: string
description: Card or account type e.g. Debit or Credit.
default: Credit
enum:
- Credit
- Debit
- NotApplicable
CardHolderName:
type: string
description: Name of the cardholder. Up to 45 characters.
default: Johnny B Goode
Address:
required:
- FirstName
- LastName
type: object
properties:
FirstName:
type: string
description: First Name for the Address Component.
default: Johnny
MiddleName:
type: string
description: Middle Name for the Address Component.
default: B
LastName:
type: string
description: Last Name for the Address Component.
default: Goode
Address1:
type: string
description: Address Line 1.
default: 123 Main Street
Address2:
type: string
description: Address Line 2.
default: Apartment 99
Address3:
type: string
description: Address Line 3.
default: NA
Locality:
type: string
description: "City, Town, etc."
default: Anytown
Region:
type: string
description: "State, Province, Territory, etc."
default: IA
PostalCode:
type: string
description: Postal Code.
default: "52227"
CountryCode:
type: string
description: "Country Code Format will follow [ISO 3166-1 three digit numeric]\
\ 3 characters."
default: "826"
CartItem:
type: object
properties:
Name:
type: string
description: Name of the item in the shopping cart. Up to 50 characters.
default: Small blue t-shirt
SKU:
type: string
description: Product SKU. Up to 50 characters.
default: ABC-12345-S-BL
Price:
type: string
description: Item price. Up to 48 characters.
default: "4562"
Quantity:
type: string
description: Item quantity in this cart. 2 characters.
default: "1"
ConsumerInfo:
type: object
properties:
EmailAddress:
type: string
description: Email address for the consumer. Up to 254 characters.
format: email
default: [email protected]
PhoneNumber:
type: string
description: Phone Number for the consumer. Up to 15 characters. E.164 format.
default: "+14151231234"
MobileNumber:
type: string
description: Consumers mobile number. Up to 15 characters. E.164 format.
default: "+14151231234"
WorkNumber:
type: string
description: Work phone number for the cardholder. Up to 15 characters.
E.164 format.
default: "+14151231234"
ConsumerWalletInfo:
type: object
properties:
Provider:
type: string
description: Wallet Provider Name. Up to 100 characters.
default: Apple
WalletAge:
maximum: 10000
minimum: 0
type: number
description: Number of days since the wallet was created.
format: Int64
PaymentCardAge:
maximum: 10000
minimum: 0
type: number
description: Number of days the card has been in the wallet.
format: Int64
MerchantAdditionalData:
type: object
properties:
ShippingIndicator:
type: string
description: Indicates shipping method chosen for transaction.
default: ShipToBillingAddress
enum:
- ShipToBillingAddress
- ShipToVerifiedAddress
- ShipToOtherAddress
- ShipToStore
- DigitalGoods
- TravelOrEventTickets
- Other
DeliveryTimeFrame:
type: string
description: Deilvery timeframe
default: OvernightShipping
enum:
- ElectronicDelivery
- SameDayShipping
- OvernightShipping
- TwoOrMoreDaysShipping
DeliveryEmailAddress:
type: string
description: Email address where merchandise was delivered. Up to 254 characters.
default: [email protected]
ReorderItemsIndicator:
type: string
description: Indicates whether cardholder ordered previously.
default: FirstTime
enum:
- FirstTime
- Reordered
PreorderPurchaseIndicator:
type: string
description: Indicates purchase with future availability.
default: MerchandiseAvailable
enum:
- MerchandiseAvailable
- FutureAvailability
PreorderDate:
type: string
description: "Expected date merchandise is available. Example, YYYYMMDD.\
\ 8 characters."
default: "20240828"
GiftCardAmount:
type: string
description: "For a gift card, this is the purchase amount (represented\
\ in raw amount, example 1000 for $10.00). Up to 15 characters."
default: "10000"
GiftCardCurrency:
type: string
description: "ISO 4217 3-digit numeric standard.[ISO 4217 Link] https://en.wikipedia.org/wiki/ISO_4217\
\ 3 characters."
default: "840"
GiftCardCount:
type: string
description: Total count of individual prepaid or gift cards/codes purchased.
2 characters.
default: "1"
DeviceInfo:
type: object
properties:
UserAgent:
type: string
description: User Agent for browser or Device Identifier for InApp purchase.
Up to 2048 characters.
default: Google Chrome
IP:
type: string
description: IP Address of the device. Up to 45 characters.
default: 123.567.22.980
Latitude:
type: string
description: Latitude of the device based on geolocation or IP Address.
Up to 50 characters.
default: "38.8951"
Longitude:
type: string
description: Longitude of the device based on geolocation or IP Address.
Up to 50 .
default: "-77.0364"
BrowserAcceptHeader:
type: string
description: Raw HTTP Accept header from the browser. Up to 2048 characters.
default: '*/*'
BrowserJavaEnabled:
type: string
description: "Indicates whether browser can execute Java. Example, true.\
\ Up to 5 characters."
default: "True"
BrowserJavascriptEnabled:
type: boolean
description: "Indicates whether the browser can execute JavaScript. Example,\
\ true. Up to 5 characters."
default: true
BrowserLanguage:
type: string
description: Browser language returned from navigator.language property.
Up to 8 characters.
default: en-US
BrowserColorDepth:
type: string
description: Value representing the bit depth of the color palette. Up to
2 characters.
default: "24"
BrowserScreenHeight:
type: string
description: Height of cardholder's screen in pixels. Up to 6 characters.
default: "960"
BrowserWidth:
type: string
description: Width of cardholders screen in pixels. Up to 6 characters.
default: "1536"
BrowserTimeZone:
type: string
description: "Time difference between UTC time and the cardholder's browser\
\ local time, in minutes. From Date.getTimezoneOffset() method. Up to\
\ 5 characters."
default: "-330"
Platform:
type: string
description: "Platform of the device. Example, Android, iOS. Up to 30 characters."
default: Android
DeviceModel:
type: string
description: Mobile device manufacture and model. Up to 25 characters.
default: Android
OperatingSystemName:
type: string
description: up to 50 characters.
default: Marshmallow
OperatingSystemVersion:
type: string
description: up to 25 characters.
default: 1.2.3.4
Locale:
type: string
description: Device locale. Up to 2048 characters.
default: Denver
AdvertisingId:
type: string
description: Unique ID available for advertising and fraud detection purposes.
Up to 128 characters.
default: NA
ScreenResolution:
type: string
description: "Pixel width and height. Example, 1080x1920. Up to 15 characters."
default: 1080x1920
DeviceName:
type: string
description: User assigned device name. Up to 50 characters.
default: Android
SDKAppId:
type: string
description: Universally unique ID created upon all installations and upates
of the 3DS Requestor App on a consumer device. Up to 36 characters.
default: 45a2fc4d-d95f-4709-9200-65129b772
DeviceExtendedData:
type: string
description: Base64url encoded JSON object. Device information gathered
by 3DS SDK from a consumer device. Up to 64000 characters.
default: NA
RiskProvider:
type: object
properties:
Name:
type: string
description: Device Profiling and Risk Engine Provider.
default: Cardinal
enum:
- TM
- Payfone
- Cardinal
ProviderId:
type: string
description: Risk Provider transaction reference Id. Up to 100 characters.
default: 45a2fc4d-d95f-4709-9200-65129b772jdiK
DeviceId:
type: string
description: Risk Provider device identifier or fingerprint. Up to 100 characters.
default: x45e5ca957d4420d8d2cfbb98c6c3f84
TransactionInfo:
type: object
properties:
TransactionTimeStamp:
type: string
description: Transaction timestamp in UTC per ISO 8601 UTC. 24 characters
e.g 2024-03-21T20:55:49.000Z
format: date-time
TransactionAmount:
type: number
description: "Transaction Amount (raw amount, example 1000 for $10.00).\
\ Up to 48 characters."
format: decimal
TransactionAmountUSD:
type: number
description: "Transaction Amount in USD (raw amount, example 1000 for $10.00).\
\ Up to 48 characters."
format: decimal
TransactionCurrency:
type: string
description: |
ISO 4217 3-digit numeric standard.[ISO 4217 Link](https://en.wikipedia.org/wiki/ISO_4217) 3 characters.
default: "840"
TransactionExponent:
type: integer
description: Exponent for formatting the given currency ISO 4217 code. 1
character.
TransactionType:
type: string
description: Type of the transaction.
default: Purchase
enum:
- Purchase
- CardAdd
PurchaseType:
type: string
description: Type of purchase
default: GoodsOrService
enum:
- GoodsOrService
- CheckAcceptance
- AccountFunding
- QuasiCash
- PrepaidActivation
Channel:
type: string
description: Channel in which the transaction occurs.
default: WEB
enum:
- WEB
- APP
- MWEB
- THREERI
FlowStatus:
type: string
description: VCAS internal description of the status of the transaction
at the time the transaction ended. Up to 31 characters.
default: Fully Authenticated
enum:
- Fully Authenticated
- Not Authenticated
- Not Authenticated with Feedback
- Attempts
- Merchant Cancelled
- Cardholder Cancelled
- Incomplete
- Unavailable
- Rejected
- Informational Only
AddressMatch:
type: string
description: "Shipping address matches billing address. Y = shipping and\
\ bill address are the same, N = shipping and billing addresses are different.\
\ 1 character."
default: "Y"
RuleTriggered:
type: string
description: Rule triggered during risk processing. Up to 254 characters.
default: Low-Risk Rule
MerchantAdditionalData:
$ref: '#/components/schemas/MerchantAdditionalData'
VcasPanStatus:
type: string
description: "Indicates the status of the PAN status at the time of the\
\ transaction (Active, Blocked, Bypass, Unavailable). Up to 11 characters."
default: Active
PaymentInfo:
$ref: '#/components/schemas/PaymentInfo'
BillingAddress:
$ref: '#/components/schemas/Address'
ShippingAddress:
$ref: '#/components/schemas/Address'
ShoppingCart:
type: array
items:
$ref: '#/components/schemas/CartItem'
ConsumerInfo:
$ref: '#/components/schemas/ConsumerInfo'
ConsumerWalletInfo:
$ref: '#/components/schemas/ConsumerWalletInfo'
DeviceInfo:
$ref: '#/components/schemas/DeviceInfo'
RiskProviderInfo:
$ref: '#/components/schemas/RiskProvider'
MandatedRegion:
type: string
description: A value describing the region in which mandates may apply to
the current transaction. Added to support the new PSD2 transactions in
the EEA.
default: NONE
enum:
- EEA
- NONE
- UNKNOWN
ChallengeCancel:
type: string
description: Indicator informing the ACS and the DS that the authentication
has been canceled. Value sent from the VCAS ChallengeCancel field on the
RReq message if the transaction was challenged. 2 characters.
default: "01"
ReasonCodes:
$ref: '#/components/schemas/ReasonCodes'
ReasonCodes:
type: object
properties:
Risk:
$ref: '#/components/schemas/Reason'
StepUp:
$ref: '#/components/schemas/Reason'
InitiateAction:
$ref: '#/components/schemas/Reason'
Validate:
$ref: '#/components/schemas/Reason'
Reason:
type: object
properties:
ReasonCode:
type: string
description: Used by the issuer for informational purposes. Sent from RDX.
Up to 32 characters.
default: Low-Risk
ReasonDescription:
type: string
description: Used by the issuer for informational purposes. Up to 256 characters.
default: Low-Risk
ErrorMessage:
type: object
properties:
ReferenceNumber:
type: string
description: System reference number for the error message. Up to 15 characters.
default: NA
Description:
type: string
description: A description of the error. Up to 50 characters.
default: NA
Updated 14 days ago