Merchant Fraud Rate Values

Merchant fraud rates in bps (basis points) taking into account all Merchant sites and card volumes, calculated as per PSD2 RTS Article 19.

ValueDescription
1Represents fraud rate less than or equal to 1 basis point [bp], which is 0.01%
2Represents fraud rate between 1 bp +/- and 6 bps
3Represents fraud rate between 6 bps +/- and 13 bps
4Represents fraud rate between 13 bps +/- and 25 bps
5Represents fraud rate greater than 25 bps