Merchant Challenge Indicator Values

Indicates whether a challenge is requested from the merchant. Populated only for Mastercard transactions (sourced from the Mastercard AReq extension scaExemptions); the field is absent for all non-Mastercard transactions. The issuer is protected by the Directory Server because it contains the list of supported MessageVersions. EMV 3DS 2.2 Field Name: threeDSRequestorChallengeInd

NameEMV 3DS ValueRDX Message Version: 2.1.0 / No VersionRDX Message Version: 2.2.0+
NoPreference01NoPreferenceNoPreference
NoChallenge02NoChallengeNoChallenge
PreferChallenge03PreferChallengePreferChallenge
MandatedChallenge04MandatedChallengeMandatedChallenge
NoChallengeRiskPerformed05NoChallengeRiskPerformed †NoChallengeRiskPerformed
NoChallengeDataOnly06NoChallengeDataOnly †NoChallengeDataOnly
NoChallengeSCAPerformed07NoChallengeSCAPerformed †NoChallengeSCAPerformed
NoChallengeWhitelistExempt08N/ANoChallengeWhitelistExempt
PreferChallengeWhitelistPrompt09N/APreferChallengeWhitelistPrompt
NoChallengeLowValue10N/AN/A
NoChallengeSecureCorporatePayment11N/AN/A
PreferChallengeDeviceBinding12N/AN/A
PreferChallengeIssuerRequested13N/AN/A
PreferChallengeMerchantInitiated14N/AN/A
SecureCorporatePaymentExemption82SecureCorporatePaymentExemptionSecureCorporatePaymentExemption
DelegateTrustedAuthentication84N/ADelegateTrustedAuthentication

† = Mastercard transactions only


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