RDX Specification

StepupResponse

Response to the Stepup Request.

StepupRequest API Reference: Interactive request/response specification

StepupRequest Code Recipe: Pseudocode resource with code snippets

NameDescriptionTypeLengthRequired
ProcessorId Echoed from Request.StringUp to 24 charactersRequired
IssuerId Echoed from Request.StringUp to 24 charactersRequired
IsBbConsentRequiredIndicates if legal consent is required for the behavioral biometrics flow.BooleanNAOptional
TransactionId Echoed from Request.StringUp to 36 charactersRequired
StepupRequestId Echoed from Request.StringUp to 36 charactersRequired
StepupType Used to identify the type of Stepup. If StepupType is included in the response, the StepupResponse.Credential must also be returned.

Stepup Type Values
StringEnumOptional
Language Language to display the instructions and prompt to the cardholder. This value will decide which template is loaded, provided the language template is available. If not provided, the language is selected based on the issuer configuration and browser preference.

Examples:

  • en
  • en-US
  • StringUp to 8 charactersOptional
    Status Status of Stepup Request. Possible values:

  • SUCCESS: Will continue the transaction with the Stepup process
  • AUTHENTICATED: Ends the transaction with a successful authentication status to the merchant
  • FAILURE: Ends the transaction with a failed authentication status to the merchant
  • FAILWITHFEEDBACK: Presents a screen to the cardholder with instructions to get help and will send back a failed authentication status to the merchant
  • ERROR: Returns an unavailable authentication status to the merchant
  • BLOCKED: Blocks the card and returns a failed authentication status to the merchant, future authentication attempts are failed until unblocked
  • REJECTED: Only supported for 2.x.x transactions. This status ends the transaction with a rejected authentication status to the merchant and indicates to them they should not proceed with authorization
  • INFORMATION ONLY: Only supported for 2.2.0 transactions. Reserved for payment network specific programs.Note: When AUTHENTICATED status is returned for EMV 3DS, the authenticationType will be ‘10’ - Other
  • StringEnumRequired
    TransStatusReasonProvides information on why the Transaction Status field has the specified value. Transaction Status Reason Values String2 characctersOptiona
    RiskIndicator If returned, this value will be used in the creation of certain Authentication Values (AV) for EMV 3DS.

    The value passed must conform to the current AV value the issuer is using. This may also depend on the card brand of the transaction. For example, CAVV and IAV accept different values.

    On Challenge responses (Stepup, InitiateAction, Validate) this value is currently ignored for CAVV usages in favor of mapping to the “Credential Type”. For Enhanced IAV SPA2 usage, if passed, this value will override the mapping to the “Credential Type”.

    Note: This value will be converted to the hexadecimal equivalent. Please see the “VCAS Enhanced AV Support Guide” for more details on current AVs available and the corresponding values.
    StringUp to 3 charactersOptional
    oobAppURL * URL provided for OOB app-based authentication flow. The URL will redirect the user to the appropriate location within the authentication app. Not applicable for browser-based authentication.

    * Required for European issuers only, on Mastercard application-based transactions per Mastercard Bridging Extension Requirements for 2.2 transactions.
    Strings2048 characters max.Conditional
    Credentials A list of Credential objects that will be used to challenge the user. This must contain at least one credential object. If multiple objects are returned, VCAS can configure your setup to show the user a “choice screen”.

    StepupResponse.Credentials.Credential
    List.ObjectMinimum one characterRequired
    Reason An object that can be used for sending a status code and description.

    StepupResponse.Reason
    ObjectNAOptional
    Error An object that can be used to convey an error message on the response.

    StepupResponse.Error
    ObjectNAOptional
    WhyInfo Object defining dynamic text values that can be shown to the consumer during the challenge flow. These fields will be mapped directly to both browser templates and SDK info fields.

    Note: this field is also configurable for SDK screens via VCAS template configurations. If this value is passed on RDX it will override the current configurable value.

    StepupResponse.WhyInfo (Object)
    ObjectNAOptional