Transaction Status Reason Codes
VCAS has introduced Transaction Status Reason codes to assist issuers in processing failed authentication transactions. Transaction Status Reason codes are defined in the EMVCo specification and are used to signify why a transaction was not authenticated. Issuers can now set a status reason in rules when the result is an outcome of “Fail”, “Fail with Feedback” or “Rejected”.
| Value | Description |
|---|---|
| 01 | Card authentication failed |
| 02 | Unknown device |
| 03 | Unsupported device |
| 04 | Exceeds authentication frequency limit |
| 05 | Expired card |
| 06 | Invalid card number |
| 07 | Invalid transaction |
| 08 | No card record |
| 09 | Security failure |
| 10 | Stolen card |
| 11 | Suspected fraud |
| 12 | Transaction not permitted to cardholder |
| 13 | Cardholder not enrolled in service |
| 14 | Transaction timed out at the ACS |
| 15 | Low confidence |
| 16 | Medium confidence |
| 17 | High confidence |
| 18 | Very high confidence |
| 19 | Exceeds ACS maximum challenges |
| 20 | Non-payment transaction not supported |
| 21 | 3RI transaction not supported |
| 22 | ACS technical issue |
| 23 | Decoupled authentication required by ACS but not requested by 3DS requestor |
| 24 | 3DS requestor decoupled max expiry time exceeded |
| 25 | Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt |
| 26 | Authentication attempted but not performed by the cardholder |
| 27-79 | Reserved for EMVCo future use |
| 91 | Can be used for FIDO enrollment (Visa) |
| 92 | Can not be used for FIDO enrollment (Visa) |
| 98 | Suspected Authentication BIN Attack (Mastercard) |
| 80-99 | Reserved for DS use |
Note: Values are based on EMVCo 2.2.0 specification. Values and definitions may vary in other specifications.
Updated about 1 month ago