Merchant Fraud Rate Values

AReq Field 2 = Merchant fraud rate in bps taking into account all Merchant sites and card volumes, calculated as per PSD2 RTS Article 19:

ValueDescription
1Represents fraud rate less than or equal to 1 basis point [bp], which is 0.01%
2Represents fraud rate between 1 bp + - and 6 bps
3Represents fraud rate between 6 bps + - and 13 bps
4Represents fraud rate between 13 bps + - and 25 bps
5Represents fraud rate greater than 25 bps